From: Brad Allen [allen@alleninsurance.com]

Sent: Sunday, April 29, 2007 11:00 AM

To: Barbara O'Neal

Subject: (April 2007) The Advisor from Allen Insurance Group

 

 

April 2007

The ADVISOR

a publication of Allen Insurance Group

April Showers brings??

 

RainingApril Showers can bring.........Water in your basement. This can be a Homeowners nightmare. Unfortunately, the nightmare is worsened because standard Homeowners insurance policies do not provide coverage for damage done as a result of water in the basement. This exclusion applies whether this is caused by seepage, flood, backup of sewer or drains, or water that overflows from a sump pump. There is still no coverage, even if the overflow results from the mechanical breakdown of the sump pump. This coverage does not apply to direct physical loss to the sump pump, or related equipment, which is caused by the mechanical breakdown. There is a solution.

There is a solution.........read more

Meet Our Partners

 

CNACNA Insurance Company is a national company that we have partnered with for over 30 years. They provide coverage for small, middle and large commercial businesses. The financial rating of CNA is excellent. CNA focuses their attention to service, fair claims adjudication and retention of their customers. CNA also has a division that offers Professional coverage lines. We have been proud to represent CNA and hope that you will visit their website for a more in- depth review of this company.

Visit the CNA website

HSA's Improved (Healthcare Savings Account)

 

Dollar SignBelieve it or not, good old Uncle Sam is making a good thing even better. Health Savings Accounts were introduced to the general marketplace just a little more than a year ago.

HSA's Improved...read more

You or Your Spouse Dies, then what?

 

flower heartTake a minute or two to think about the answer to that question. There maybe a last paycheck coming, maybe there is a life benefit from an employer but what about a month from death - how will the family survive? The average burial is $10,000 today. Mortgage or Rent is $600-$1,200 a month. Then there are the Utility bills, Car payment(s), Children's needs, College Tuition and so on and so on. Will your family be able to survive with one income or no income if the primary provider has died? Life insurance is not complicated and there are no gray areas to collect the benefit. If an insured person dies the policy benefit is paid to the beneficiary. Term insurance offers a lesser premium than whole life insurance but it does expire after the selected policy term is over. The average cost for a male in preferred health in their 30's is $212.00 and for a female in preferred health in her 30's is $193.00 - these average out to less than $18 a month for a $250,000 - 10 year policy term. We would like to help you protect your family. Please give us a call and we will review your particular needs with you and will we shop for the best premium available.

Life Insurance Calculator

Privacy Notice

 

This notice will also serve as your annual Privacy Notice that we are required to send each year by Federal regulation. The notice is available on our website at www.alleninsurance.com or you may call our office 302-654-8823 to request one be mailed to you.

Full Privacy Notice...

Our Website

 

We are very proud of the information provided, service that is available and links ready for your use on our website. We hope you will visit it and feel free to offer any suggestions and/or complaints and compliments.

Click here to go to our website

 

Contact Information

phone: 302-654-8823

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Allen Insurance Group | 410 Delaware Ave | Wilmington | DE | 19801