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The Advisor,

a publication of Allen Insurance Group

 

 

 

August/September 2011 

 

 

Kids Off to College

Car - Packed

 

As you pack the car with clothes, books, TVs, IPADS, Laptops and so on, to send your child off to college - will your insurance extend to their dorm or apartment?

 

Yes it will, as a temporary residence. However, your Homeowners policy has limits for electronic data equipment which may not be enough should these be lost or stolen.

 

We would recommend scheduling certain items to enhance and extend coverage. Call us to discuss the limits and options on your policy. 

 

 

When a Tree Falls....Who Pays?

Tree in House

Rain and storms can cause havoc with trees. Trees fall and damage our property or our neighbors property, so who pays?

 

As unfair as it may seem, the insurance contract does not provide coverage for falling trees that damage another person's property. It is considered an 'Act of God' and property damaged is the responsibility of the property owner.

 

     See a short video about fallen trees.... 

 

 

Did You Know?

 

Earthquake coverage is not provided on the standard Homeowners policy. Earthquake coverage is available and can be added to your policy as a special rider or endorsement for a small premium. 

 

We will be happy to discuss this with you and invite you to call us at 302-654-8823. 

 

 

Defensive Driving

Taking a Defensive Driving class will save you 10% of your insurance premium for 3 years. The class can be taken online or in a class room.

       Visit DE Safety Council    Car - Steering

                                                                                          

 

Wellness Corner

                                Food Plate - wellness

The old 'Food Pyramid' is out and the new 'Food Plate' is in. Read more about it with the link below.  

                                                         Visit New Food Plate 

 

 

Privacy Notice

This notice will also serve as your annual Privacy Notice that we are required to send each year by Federal regulation. The notice is available on our website at www.alleninsurance.com or you may call our office 

302-654-8823 to request one be mailed to you. 

                                                                  Read Our Privacy Notice 

Allen Ins Group   logo

   410 Delaware Ave  Wilmington, DE 19801

 

302-654-8823 

allen@alleninsurance.com 

www.AllenInsurance.com

Workers Compensation.....

Pay As You Go

Check writing

Two of our companies, CNA and Hartford, now offer a Workers Compensation program that allows you to report your monthly payroll, calculate the premium and pay the premium on a monthly basis. This is a fast growing option and eliminates the end of the term audits.

 

In addition to offering Workers Compensation, each of these companies also offer coverage lines that include:

  • Business Packages (General Liability & Property)
  • Umbrella Liability
  • Business Auto
  • Professional Liability

Call us for more information about this program or to ask for a quote for your business insurance needs.

 

302-654-8823 or email us for an appointment 
allen@alleninsurance.com

 

 

 

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Allen Insurance Group | 410 Delaware Avenue | Wilmington | DE | 19801