From: Brad Allen []

Sent: Saturday, October 18, 2008 12:00 PM

To: Barbara O'Neal

Subject: The Advisor from Allen Insurance Group for October 2008



October 2008


a publication of Allen Insurance Group

Who needs Directors & Officers Liability?


You may if your are serving on a Board of Directors for

Your Community Civic Association

A Non Profit Organization

A For Profit Organization

What is directors and officers liability coverage? Directors and officers liability coverage protects directors and officers against claims alleging negligence, errors and omissions, misstatements, misleading statements and misrepresentations.

Why do I need directors and officers liability coverage? Most organizations have a general liability policy that protects its directors and officers against negligent acts that result in bodily injury or property damage. However, general liability does not protect against alleged wrongful acts or omissions, including breach of duty, which do not result in bodily injury.

Directors and officers coverage protects you from potential lawsuits resulting from key decisions or management practices-lawsuits that may target personal assets. Purchasing directors and officers coverage allows the officers to make the decisions that define their roles without having to worry about consequences down the road.

Please contact us to discuss this very important coverage.

Contact us...

Meet Our Company Partners


Delta Dental LogoDelta Dental is one of America's largest, most experienced dental benefits carrier. Delta Dental offer national dental coverage with dental benefits programs for a wide range of employers, large and small, as well as individual dental coverage. Delta Dental provides employees with quality, cost-effective dental benefits programs and services.

Visit Delta Dental....

HR Benefits Library


We want to remind you, as a customer of Allen Insurance Group, we will provide a logon for you to have access to this valuable and informative website. It is filled with all sorts of information, state and federal forms.

Visit the website and let us know if you would like a logon so that you can have access to the full website.

HR Website...

We want to add your savings to our total...


calculatorSince January 1st, we have been able to save our clients and new customers...


Premium dollars for the same or improved coverage all while providing superior service.

We look forward to adding your savings to our total. Contact us today.

Visit our website and contact us....

Privacy Notice


This notice will also serve as your annual Privacy Notice that we are required to send each year by Federal regulation. The notice is available on our website at or you may call our office 302-654-8823 to request one be mailed to you.

Full Privacy Notice

Our Website


We are very proud of the information provided, service that is available and links ready for your use on our website. We hope you will visit it and feel free to offer any suggestions and/or complaints and compliments.

Our Website


Contact Information

phone: 302-654-8823

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Allen Insurance Group | 410 Delaware Ave | Wilmington | DE | 19801