As we near the start of winter, and with winter weather already affecting millions across the U.S, here are some important reminders to stay safe:
- Gas stations and ATMs may not work while the power is out. Fill your car's tank and get cash out so you have what you need.
- Use flashlights for emergency lighting. NEVER use candles due to increased risk of fire.
- If using a generator during a power outage, always run it outside and away from windows to avoid carbon monoxide.
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Healthcare in 2014
Whether you have coverage with your employer or on your own, plan designs will be changing and the way in which premiums are calculated will be modified.
First - As your plan renews in 2014, all plans must include coverage for the federally mandated "essential benefits". "Essential Benefits" includes coverage for: adolescent dental and vision care; mental health coverage with no lifetime maximum; preventive care coverage with no cost sharing.
Secondly - When the premium is calculated each person (dependent in your family) is rated by their age and tobacco use.
If you find you are in need of shopping for coverage for you and your family -or- if you are an employer and have group coverage for your employees, we will be happy to help you compare plans and insurance carriers.
| New Jewelry? |
A quick reminder that expensive jewelry should be listed on your Homeowners policy to get the best protection possible. Homeowner policies have a maximum value limit per piece and a combined limit for all jewelry items. Also, please take note that a missing stone is not covered unless the item is listed on the policy.
Contact us for more information 302-654-8823.
Workers Comp and Payroll Service
We have introduced BBSI to several of our business customers and they are so pleased with their services. This is a payroll service that includes Workers Compensation at a discounted price. To further brag about their program, they provide safety programs and incentives. Our customers have received dividend checks for BBSI for their good claim history.
To learn more about this great program contact us at 302-654-8823 or email us firstname.lastname@example.org
This notice will also serve as your annual Privacy Notice that we are required to send each year by Federal regulation. The notice is available on our website at www.alleninsurance.com or you may call our office
302-654-8823 to request one be mailed to you.
Read Our Privacy Notice