From: Brad Allen [] on behalf of Brad Allen []

Sent: Saturday, October 17, 2009 12:55 PM

To: Barbara O'Neal

Subject: The Advisor from Allen Insurance Group for October/November 2009



October/November 2009


a publication of Allen Insurance Group

We have added....The Hartford Insurance Company


Hartford LogoWe are happy to report that we have added The Hartford to our list of companies.

This company specializes in offering their Spectrum policy with an expanded package of coverages.

Their competitive pricing and expanded list of business classes make this company a great addition to our agency.

Visit The Hartford...

What If Your Home is Destroyed?


FireImagine your home suffers a total damage and nothing is left. The insurance adjuster provides a partial check for temporary housing. Then the adjuster explains that to continue processing the claim the company requires a list of the homes contents.

Can you remember what was in every room? Every Closet? Every Drawer? The basement? The Attic? The garage? This list should reflect clothes, shoes, toys, kitchenware, furniture, linens and so on and so on.

We recommend that you develop a list and take a photo inventory (or video) of your home. The photos should be taken with all the closet and cabinet doors open and again with kitchen and dresser drawers open.

Of course, the photos and list should be kept off premises. If you wish, your photos can be sent to us for storage (by email, paper photos or on a jump drive), at no cost to you. For more information, contact us.

Then there is the rebuilding of the house process....that will have to be another article.

Home Inventory...

Flu Shot?


FluWe have located a Flu website that you may find helpful sorting out 'fact from fiction'. For those in the 'at risk' categories - it is recommended that you follow the recommendations from your Doctor. Flu shots are covered by most insurance plans before the deductible. A co-pay may be required.

Flu shots can be obtained at your Doctor's office, your local pharmacy, senior centers and by contacting Christiana Care.

Get the Flu Facts....

Want to Save on your Delaware Auto Premium?


Money-DividendDelaware drivers can take a Defensive Driving Class. It can be done in a classroom or at home in your PJ's online. The Delaware Insurance Department has approved several courses both in a class room and online classes.

The credit your insurance company will add to your policy range from 10-15%.....that is a great discount and it will stay on your policy for three years.

Send us your certificate of completion and the credit will be added to your policy and your premium reduced. It is that easy.

Find a Delaware Defensive Driving Class....

Privacy Notice


This notice will also serve as your annual Privacy Notice that we are required to send each year by Federal regulation. The notice is available on our website at or you may call our office 302-654-8823 to request one be mailed to you.

Full Privacy Notice

Our Website


We are very proud of the information provided, service that is available and links ready for your use on our website. We hope you will visit it and feel free to offer any suggestions and/or complaints and compliments.

Our Website


Contact Information

phone: 302-654-8823

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Allen Insurance Group | 410 Delaware Ave | Wilmington | DE | 19801